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Private Money Done Right

Creating Wealth for Today’s Savvy Investor

(Frame One)

Banks are constipated and mortgage companies are stopped up.

The stock market roller coaster is leaving many investors feeling a little sick to their stomachs.

Some Stock Market investors have actually lost their lunches.

There is another way.

There are hundreds of excellent investment opportunities, right now, in the real estate market.

(Frame 2)

Real Estate Investors have identified thousands of classic buy low – sell high opportunities created by current market conditions. Profit potential is great and the motivation to complete the deal is high. The one thing they lack is ready cash to finance the deal.

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What if you could connect your PRIVATE INVESTMENT MONEY with REAL ESTATE OPPORTUNITIES?

What if you could do it in a way that minimizes your risk, and allows you to profit from Real Estate investing without actually managing any real estate?

That’s where AVED Financial comes in.

AVED Financial is Private Money Done Right to create wealth for today’s savvy investor.

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What is AVED?

Aved Financial LLC is a hard money lending company with a unique business model that creates wealth for today’s savvy investors.

Aved connects investors, who have money to lend, with real estate partners on the ground.

Aved pools money provided by the Investors and makes it available to fund quality short-term real estate investment opportunities. This investment pool spreads the risk for investors, and provide quick ready cash for Real Estate Partners.

The process is managed through a unique three-part business model that:

• Legally bypasses many of the restrictions and bottlenecks that prevent mortgage companies and banks from lending to real estate entrepreneurs.
• Protects investors’ principle and profit by employing structural checks and balances with automatic safety valves.
• Provides the right kind of investor with a real estate vehicle that makes their money do the work, not the investor. Aved Investors don’t swing hammers, fix toilets or collect rent. They invest.
• Generates strong return on investment for all sides of the business.

The secret is properly structured POOLED PRIVATE FUNDS that allows Aved to respond quickly to provide the cash that Real Estate Partners need to fund profitable projects. By pooling investments, and spreading the funds over numerous projects, the risks for any single investor are greatly reduced.

No investment is guaranteed risk-free, but Aved has built important safeguards into the process to protect investors. Aved is fully compliant with all state and federal regulations, and employs transparent generally accepted accounting practices to ensure the safety and security of all parties.

(Requirements Page)

Requirements for Investors and Partners

Aved’s job is to provide a profitable connection for two kinds of business people.

• Sponsor/Investors
• Real Estate Partners

Our Sponsor/Investors

Sponsor/Investors with Aved provide the funds for the investment pool. These are investors who want an investment vehicle that is not tied to the ups and downs of the stock market. The recognize the opportunities in real estate but either cannot, or do not want to be involved in day to day management of real estate.

• Are individuals or corporate entities residing in Wisconsin.
• Can contribute a minimum of $25000 to the investment pool.
• Who are willing to place their cash equity at the disposal of Real Estate Partners for a solid rate of return.

Our Real Estate Partners:

The advantage Aved gives our Real Estate Partners is huge. Aved provides 100% of the money for the deal (up to 65% LTV). Real Estate Partners can then purchase properties from an all-cash position. Solid cash offers create a stronger negotiating position that generate more deals with better profit potential. The more deals the RE investor gets, the more money we everyone makes.

• Are experienced Real Estate entrepreneurs
• Have access to profitable real estate opportunities with at least 65% LTV potential.
• Need cash money to finance the deal.
• Can convert the property or refinance within 60 to 90 days.
• Who are willing and able to invest their own market knowledge and sweat equity for a solid rate of return.

(About Page)

Who is Aved Financial Group LLC?

Jeff Cichocki brings a unique set of qualifications to the table when it comes to running the company. His proven skill at business analysis, project management, bold vision and high ethical standards make him the right man to bring this singular venture to sophisticated investors.

Business Experience

Jeff has spent the largest part of his career immersed in the inner workings of business as a systems analyst for large privately owned corporations. As a skilled systems thinker and process architect he has been directly involved in improving efficiency and profitability in areas of:

• Accounting
• Business Finance
• Marketing
• Sales
• Manufacturing
• Purchasing
• Inventory management
• Delivery and shipping
• Training
• And more.

In his most recent corporate position, Jeff oversaw the development of an internationally recognized cheese manufacturer from $100 million per year to over two and a half times that number in 8 years.

In his corporate positions, Jeff evaluates business needs, forecast trends, develops appropriate systems to maximize growth and implement those plans ahead of schedule and under budget. In 2007 he managed a key project involving the installation of new enterprise software and actually brought the completed project in 10% under budget – an amazing accomplishment for this kind of complex project.

Real Estate Experience

For the last 4 years Jeff has been turning his energy toward opportunities in the Real Estate market. In spite of what many think, the recent economic upheaval has actually created huge opportunities in Real Esate for the bold and savvy investor. Therefore Jeff has become a dedicated and practitioner of the Real Estate game.

As with most ventures he undertakes, Jeff has invested thousands of hours to educating himself on all aspects of the field. Jeff estimates that he has taken more than 50 courses in all aspects of the Real Estate trade, including

• Residential Real Estate
• Commercial Real Estate
• Wholesaling
• Real estate management
• Business brokering
• Tax regulations
• Credit rules and processes
• Securities
• Real Estate and Finance law

This broad and deep grasp of the dynamics of the Real Estate economy has given Jeff powerful insight into the ways a sophisticated person can make the most of the opportunities in this wide open field.

He has closed many profitable transactions, both for himself and business associates, through direct purchases and wholesale brokering. From the research involved in wholesaling Real Estate opportunities, Jeff has developed a strong practiced eye for judging solid Real Estate investment opportunities.

(Business Model Page)

Aved’s 3-Part Business Model

Aved uses a unique arrangement of three related corporate entities to provide security for investors, flexibility for partners, and opportunity for strong return on investment for all parties. By separating the entities, Aved offers a high level of transparency and safety to investors.

Aved Financial Group LLC

AFG is the brain and control center of this unique private money structure.

• AFG will manage both the investment pool (like a mutual fund) and the real estate partners (like the companies the fund invests in).
• AFG also functions as the marketing arm of the structure.

Aved Fund LLC

Investors’ money will join a pool of funds invested in local real estate opportunities.

• The first 8% of profits will be paid to the investor.
• Only after Aved earns 8% for its investors does it get to participate in the profits.
• Investors must meet certain minimum criteria to join the pool.

Aved Partners X LLC

The partners are a group of corporate entities that will partner with Aved to purchase, improve and resell properties at a profit within a defined time span.

• At any given time Aved expects to manage as many as 25 separate partner projects simultaneously.
• Partners must meet certain minimum criteria before Aved will invest in their projects.
• Profits are split with the partners according to predefined guidelines.

(Why Invest? Page)

Why Invest with Aved Financial LLC?

Aved is not for everyone.

While Aved Financial represents a tremendous opportunity for the right kind of investor, it is important that you understand both the risk and benefits of private money investment. We are actively seeking sophisticated investors, who understand business, and the nature of investing in real estate.

The advanced investor will recognize both the reality of the downsides of real estate investing, and the upsides of our unique business model. If you are that kind of investor, contact us to see if you fit our investor profile.

Aved could be an excellent investment vehicle for you if:

• You want to invest in real estate without having to deal with repairs, toilets or tenants.
• You want to make money investing in real estate that you could not afford to buy on your own.
• You want to achieve true diversification of your investment dollars outside the stock market.
• You understand the risks of real estate investing, but believe that Aved can achieve a higher rate of return while minimizing your risk.
• You don’t want to be involved in the day-to-day decisions.

Aved might not be a good choice if:

• You have a low tolerance of risk, and prefer the protection of government insured accounts in exchange for lower rates of return.
• You want full control of the day-to-day decisions about your money.
• You require a high level of liquidity in your investments.